On inspection day,
your controls speak for themselves.

Customer due diligence & KYC

Client identification and verification, beneficial ownership, enhanced due diligence, PEPs and ongoing monitoring: we build risk-based KYC in line with FATF Recommendations 10, 12 and 22 and your national rules.

Deliverables

• KYC/CDD policy and procedures
• Customer risk rating methodology
• Beneficial ownership framework
• EDD for high-risk clients

Sanctions screening

Screening policy, list management (OFAC, EU, UN, OFSI), matching rules, alert handling and escalation: we design your programme, then tune it to cut false positives without missing true matches.

Deliverables

• Sanctions policy
• Screening calibration review
• Alert handling procedure
• Escalation and false-positive clearance procedures

Transaction monitoring

Scenario selection, thresholds, alert triage, case management and model validation: fewer useless alerts, and genuine suspicion escalated in time.

Deliverables

• Scenario library and calibration
• Alert triage procedures
• Case management framework
• Model validation report

Suspicious transaction reporting

Suspicion criteria, internal escalation, FIU reporting format and staff training: your reports are filed on time and well documented, and the institution is protected against tipping-off risk.

Deliverables

• STR policy and procedures
• Suspicion indicators
• FIU reporting templates
• Staff training programme

Correspondent banking due diligence

Correspondent assessment, Wolfsberg questionnaires, ongoing monitoring and de-risking decisions: a programme aligned with FATF Recommendation 13 and the Wolfsberg Principles.

Deliverables

• Correspondent banking policy and procedures
• Correspondent assessment framework
• Wolfsberg questionnaire templates
• De-risking decision framework