Six risk assessment services
From national risk to
the risk in every client file.
Our method
Every conclusion
backed by evidence.
Every AFINUR assessment follows a method aligned with FATF guidance. The result: conclusions you can defend, act on and present to your regulator.
Scoping & data collection
We set the scope, then gather quantitative and qualitative data: internal systems, regulatory returns and interviews with key staff.
Threats & vulnerabilities
We assess money laundering, terrorist financing and proliferation threats and vulnerabilities, using typologies and sector risk indicators.
Risk scoring & mapping
Structured scoring produces inherent risk, control effectiveness and residual risk, mapped across every relevant dimension.
Gaps & findings
We compare the current state with applicable rules and FATF standards, and rate every gap by severity.
Remediation plan & report
A prioritised remediation plan with owners and deadlines, plus a full report ready for the board, management and the regulator.
What is at stake
What the regulator
will come to check.
Mutual evaluation pressure
A weak national risk assessment, or institutions that misunderstand their risks, can lead to enhanced follow-up, grey-listing and lasting reputational damage.
Tougher inspections
Regulators are moving from rules-based to risk-based inspections. An institution that cannot show a sound, documented risk assessment is exposed to enforcement.
A poorly calibrated risk-based approach
A poorly calibrated assessment wastes compliance resources: too much effort on low risks, not enough on high exposures.
Emerging risks left uncovered
Digital assets, virtual IBANs, correspondent banking, complex ownership structures: new risks that existing assessments rarely capture.
Will your risk assessment
survive the next inspection?
Talk to an AFINUR specialist about your assessment needs and your regulatory context.
Confidential: all our engagements are covered by professional secrecy.
FATF-Aligned Methodology
Every assessment is structured against FATF Recommendation 1 and the 2023 NRA Guidance, ensuring outputs are directly usable in supervisory dialogue.
Multi-Jurisdictional Scope
Our risk advisory practice covers banking, insurance, capital markets, fintechs, and DNFBPs across multiple regulatory environments.
Regulator-Ready Deliverables
Risk assessment reports are structured to withstand scrutiny from FATF mutual evaluation teams and national supervisory authorities.
Integrated Advisory Approach
Risk assessment findings feed directly into programme design, governance frameworks, and technology selection — creating a coherent compliance architecture.
Further reading